US businesses struggle to obtain cyber insurance, lawmakers are told

U.S. lawmakers and industry experts told a House committee that cyber insurance is becoming harder to obtain and understand due to inconsistent policy language, rising premiums, and modeling difficulties; stakeholders are discussing a federal "backstop" to stabilize the market. Separately, CISA warned that state-backed cyber operations (notably from China and demonstrated by Russia's actions in Ukraine) are increasingly targeting critical infrastructure, emphasizing the need for resilience rather than relying solely on prevention.