10 Ways to Protect Your Online Digital Life

**Executive summary:** This guide provides ten practical digital-hygiene recommendations to protect personal data and mitigate risks from breaches, fraud, and device loss — including using long passphrases and password managers with 2FA; dedicating a browser or device for financial transactions; guarding privacy on social media; avoiding risky applications; enabling full-disk encryption on mobile devices; preferring and monitoring credit-card use; freezing credit checks when appropriate; maintaining regular backups to defend against ransomware; and storing printed copies of critical documents in a secure physical safe.