7 Factors that Drive Cyber Risk: New Research from Marsh McLennan and SecurityScorecard

SecurityScorecard and Marsh McLennan present how cybersecurity ratings derived from continuous external scanning can quantify cyber risk for insurers and organizations, improving underwriting, cyber hygiene, and potentially lowering premiums. The report highlights seven predictive breach factors—endpoint security, patching cadence, ransomware susceptibility, network security, DNS health, IP reputation, and Cubit Score—and advocates for a shared, data-driven view of risk to enhance resilience across the cyber insurance ecosystem.