Payment App Scammers: Stay Aware and Learn to Avoid Them

### Executive Summary This advisory outlines prevalent scams targeting users of PayPal, Venmo, and Cash App — including shipping address fraud, overpayment scams, phishing/smishing, account duplication/impersonation, fake support calls, and giveaway scams — and provides concise, user-oriented mitigation guidance such as verifying shipping details, contacting platform support before refunding, avoiding links in unsolicited messages, using strong unique passwords and multi-factor authentication, and securing device/app access.