Why Criminals Like AI for Synthetic Identity Fraud

The report examines how generative AI is accelerating synthetic identity fraud, with surveys indicating significant growth, rising incident costs, and expectations that the problem will worsen before improving. Experts describe adversary use of deepfakes, AI-generated forged IDs, and LLM-written scripts, and recommend multilayered defenses including behavioral analytics, biometrics, continuous authentication, session monitoring, and strengthened process controls. It also highlights the need for evolving regulation and platform-level safeguards while urging organizations to remain vigilant as criminals build their own AI models and infrastructure.