Insurers May Limit Payments in Cases of Unpatched CVEs

The article explains that cyber insurers are testing CVE exclusion clauses and other risk-limiting policy terms that could reduce payouts when policyholders suffer incidents involving unpatched or long-known vulnerabilities. It outlines industry debate—some warn these exclusions undermine the purpose of cyber insurance and harm insurer-policyholder relationships, while others see them as necessary to manage accumulation risk—and recommends that organizations carefully review policy language and work with knowledgeable brokers.