We Can Do Better Than Free Credit Monitoring After a Breach

This article critiques the ongoing surge in data breaches and the inadequate corporate response, highlighting delayed notifications (e.g., Change Healthcare), the limits of credit monitoring, and the potential economic impact if consumers widely freeze credit. It recommends stronger pre-breach practices (bug bounty programs, security certifications) and improved post-breach measures (timely disclosure, free password managers, and direct compensation tied to certification accountability) to incentivize better security and responsible handling of victimized consumers.