Industrialization of the Fraud Ecosystem Blog

Recorded Future's 2025 Payment Fraud Intelligence report describes the industrialization of online payment fraud — driven by full‑stack Magecart e‑skimmer kits and Malware‑as‑a‑Service, large-scale scam merchant infrastructure, and widespread card‑testing services — that enabled thousands of site compromises and millions of compromised transactions in 2025; the report emphasizes upstream, pre‑monetization indicators and advocates integrating threat intelligence with transaction monitoring to prevent losses.