What is the Payment Services Directive 2 (PSD2)? Complete Guide | UpGuard
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Feed Name: UpGuard Blog
### Executive Summary This document is a PSD2 compliance guide that summarizes the directive's background and timeline, outlines its principal requirements (Open API, Strong Customer Authentication, customer transparency, rapid complaint resolution, and surcharge bans), discusses common exemptions and penalties for non-compliance, highlights cybersecurity challenges—especially API vulnerabilities and third-party risk—and presents UpGuard's vendor and breach risk management tools as mitigation and compliance support.
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