Common Apple Pay scams, and how to stay safe

The report outlines common Apple Pay–related scams—such as phishing for Apple ID or banking details, marketplace fraud, overpayment and unsolicited payment refund schemes, fake payment receipts, and public Wi‑Fi “evil twin” redirects—along with red flags to spot (urgency, 2FA code requests, refund requests via gift cards/cash apps, and demands to ship before payment). It recommends enabling stolen device protection, card notifications, using chargeback-capable cards, protecting public Wi‑Fi sessions with a VPN, and promptly canceling payments, changing credentials, contacting banks, and reporting to authorities (e.g., FTC/Europol) if victimized.