The Asset Layer of the Web: Tokenization Is Becoming Finance’s New Backend Infrastructure

The report argues that blockchain has matured into the “asset layer of the web,” highlighting rapid growth in stablecoins, expansion of tokenized real-world assets, and increasing institutional allocation alongside clearer regulations like the EU’s MiCA. It cites a $2B stablecoin-settled transaction as evidence of readiness for large-scale finance and frames tokenization as a structural upgrade delivering instant settlement, 24/7 liquidity, and programmable ownership. The piece forecasts convergence of traditional and crypto markets into a unified value layer, with efficiency and regulatory clarity driving mainstream financial integration.