Can You Actually Stop APP Fraud Before It Happens? Inside The Secure, Real-Time Fraud Intelligence Network Proving It’s Possible

This article outlines the growth of Authorized Push Payment (APP) fraud and presents Group-IB’s Cyber Fraud Intelligence Platform, which enables real-time, GDPR-verified, privacy-preserving sharing of suspicious signals across banks and other sectors via Distributed Tokenization. It highlights pilot outcomes (e.g., a fivefold increase in shared fraud reports and hundreds of mule-bound transactions blocked daily), explains cross-border and ISO 20022-ready deployment models, and details predictive use cases such as invoice/CEO fraud, investment and romance scams, mule identification, loan fraud, and account takeover prevention.