There is a Ransomware Armageddon Coming for Us All

**Executive Summary:** The article warns that Generative AI will significantly increase the scale and realism of phishing attacks—rendering many traditional detection tools and legacy MFA ineffective—and advocates adopting passwordless, FIDO2-compliant wearable next-generation MFA (promoted here as Token Ring) as the primary defense to reduce phishing-driven ransomware and credential-based compromises.