How Cybercriminals are Exploiting India's UPI for Money Laundering Operations

**XHelper** is an Android application used by cybercriminals to recruit and manage a large network of money mules in India, enabling widescale UPI-based money laundering through fake payment gateways, automated order assignment, payout validation, referral-driven recruitment, and an LMS for evasion and scaling tactics; the report cites arrests and rising mobile malware activity as context.