Cyber Insurance Statistics for 2026

This article analyzes 2025 cyber insurance trends, describing a maturing yet slowing-growth market (~$20.56B) with rising coverage (62% of firms insured), overall claim frequency declines (some portfolios down ~50%), but higher severity for successful attacks and ransomware dominating large losses (~60%); it details claim costs by country (US ~$108k, Canada ~$226k, UK ~$35k), by company size (small ~$79k, medium ~$139k, large ~$228k), and by industry (healthcare/manufacturing costliest), notes premiums have fallen since 2022 but are forecast to rise 15–20% in 2026, and discusses ROI, resilience benefits, and reasons some organizations and individuals still avoid coverage.